We hope you like the products we recommend. Just so you are aware, Freshome may collect a share of sales from the links on this page. Shopping for the best home insurance policy on your own isn’t a simple or fun process. It is, however, something that everyone needs to safeguard their home. For that reason, we wanted to show you how to pick the best home insurance and the most important things to consider when searching for a provider and policy. After compiling research from dozens of reviews and independent-rating agencies, as well as interviewing an agent with more than 15 years of experience, we found that there’s no one-size-fits-all option. The one national company that separates itself from the other big dogs in the pack is Amica Mutual, which ranks highest in the homeowners insurance segment for an 18th consecutive year by J.D. Power. With something as individualized and geographical as home insurance, selecting a sole winner seemed impractical, so we decided to menti...